Legal agreement

Welcome to the website of Hoffnungsbk ®. Please read these General Terms and Conditions of Use (GTU) carefully before using our website and our services. By accessing or using our site, you accept these T&Cs in their entirety. If you do not agree to these terms, please do not use our site.

1. Acceptance of the T&Cs

By accessing our site or using our services, you agree to abide by these T&Cs, as well as all applicable laws and regulations. If you do not agree to these terms, please do not use our site.

2. Use of the Site

• The content of this site is provided for informational purposes only and does not constitute financial, legal or tax advice. You are solely responsible for the use of the information provided on this site.
• You agree not to use this site for any illegal or prohibited purpose.
• You agree not to disrupt, damage or illegally access our site, our servers or any network connected to our site.

3. User Accounts

To access certain services or features of our site, you may need to create a user account. You are responsible for maintaining the confidentiality of your credentials and for restricting access to your account.

4. You are responsible for all activities that occur under your user account.

If you believe an unauthorized use of your account has occurred, please notify us immediately.

5. Intellectual property

The content of this site, including text, images, logos, trademarks and other elements, is protected by copyright and other intellectual property laws.